Empowering Small Businesses with Tailored Financial Solutions

Elevation Credit Solutions is a commercial loan brokerage dedicated to providing small business owners with access to vital financing. With a focus on working capital loans and fix-and-flip loans, the company helps entrepreneurs and real estate investors secure funding that fuels their growth. By leveraging extensive industry knowledge and a client-first approach, Elevation Credit Solutions delivers custom financing options designed to meet the unique needs of each borrower.

Market Landscape

Access to capital remains one of the biggest challenges for small businesses. Traditional banks often have strict lending criteria, long approval times, and rigid underwriting processes, making it difficult for business owners to secure funding when they need it most. Elevation Credit Solutions fills this gap by offering alternative lending solutions that provide fast, flexible, and accessible financing.

Key Challenges for Small Business Owners:

1. Limited Access to Traditional Loans – Many small businesses struggle to meet the strict requirements of traditional banks.

2. Slow Approval Processes – Traditional lenders can take weeks or months to approve funding, delaying business growth.

3. Cash Flow Constraints – Small businesses need working capital to manage day-to-day operations, seize growth opportunities, and navigate unexpected expenses.

Our Solutions

Elevation Credit Solutions provides a wide range of commercial loan options tailored to the needs of entrepreneurs, investors, and business owners.

1. Working Capital Loans

Small businesses often need quick access to cash to cover operational expenses, inventory purchases, payroll, and growth opportunities. Elevation Credit Solutions offers fast funding solutions with:

• Quick Approvals & Funding – Businesses can receive funds in days, not weeks.

• Flexible Terms – Loans structured to fit the cash flow of the business.

• No Collateral Required – Many working capital loans are unsecured, reducing risk for the borrower.

2. Fix-and-Flip Loans

For real estate investors, having access to fast and reliable funding is crucial for acquiring and renovating properties. Elevation Credit Solutions specializes in fix-and-flip loans, which provide:

• Short-Term Financing – Ideal for investors looking to renovate and sell properties quickly.

• High Loan-to-Value (LTV) Ratios – Maximizing leverage for investors.

• Streamlined Process – Faster approvals compared to traditional lenders, allowing investors to act quickly on opportunities.

Why Choose Elevation Credit Solutions?

Elevation Credit Solutions stands out in the lending space by prioritizing speed, flexibility, and client success. Our approach ensures that small business owners and real estate investors can access the right financing at the right time.

Core Advantages:

✔ Fast & Easy Application Process – No unnecessary paperwork, just streamlined approvals.

✔ Personalized Loan Matching – We find the best loan options tailored to your needs.

✔ Expert Guidance – Our team provides hands-on support throughout the lending process.

✔ Access to Multiple Lenders – We work with a network of trusted financial partners to secure the best terms.

Small Business Lending Statistics

Loan Approval Rates:

• As of the third quarter of 2024, less than half of small business loan applications in the United States were approved.

• Large banks approved approximately 13.8% of small business loan applications, while smaller banks had a higher approval rate of 19%.

SBA Loan Approvals:

• In 2023, about 59% of Small Business Administration (SBA) loan applications were approved, with 34% receiving full approval and 25% partial approval.

Market Growth:

• The global small business lending market is projected to grow at a compound annual growth rate (CAGR) of 13% from 2024 to 2032, reaching a market size of $7.22 trillion.

Fix-and-Flip Real Estate Market Statistics

• Market Activity:

• In the third quarter of 2024, 7.2% of all home sales in the U.S. were flipped, totaling 74,618 single-family homes and condos.

• Profitability:

• The average gross profit for house flipping in 2024 was approximately $73,500.

• The average return on investment (ROI) for house flipping in Q3 2024 was 28.7%.

• Investor Earnings:

• On average, house flippers earned around $117,372 per year.

These statistics underscore the challenges small businesses face in securing financing and highlight the opportunities within the fix-and-flip market. Elevation Credit Solutions is positioned to assist clients in navigating these landscapes by providing tailored financial solutions that address the specific needs of entrepreneurs and real estate investors.

Conclusion

Elevation Credit Solutions is committed to empowering small businesses and real estate investors by providing fast, flexible, and accessible loan options. Whether a business needs working capital to fuel its operations or a real estate investor requires a fix-and-flip loan to capitalize on an opportunity, our tailored solutions help clients achieve their financial goals.

Contact Us

📞 (727) 647-4218 WhatsApp

🌐 www.elevationcreditsolutions.com

📍 Elevation Credit Solutions – Your Trusted Partner in Business Financing